Insurtech incubators

Our insurtech incubators in London and Sydney go far beyond the typical value-add investor. We combine deep industry insight with access to the tools, capital, and connections founders need to transform how risk is measured, mitigated and managed. Purpose-built for early-stage founders, our platform draws on nine years of experience incubating more than 45 ventures.

Choosing your first investor is a pivotal moment. It’s not just about raising money — it’s about finding a partner who understands you and adds real value. We invest in one company at a time to ensure every founder receives hands-on, tailored support. When you join a Gateway insurtech incubator, we go all in: helping you design breakthrough insurance products and technology, shape distribution strategies, access underwriting capacity, navigate regulation, and secure pre-seed funding.

An experienced team with deep in-house capabilities. Over the past nine years, we’ve built a comprehensive build and launch platform designed to unlock progress.


Our build and launch platform

Investment Capital

  • Direct investment: Insurtech Gateway invests up to £250k at Pre-Seed and £1m at Seed.
  • Curated angel network: A community of collaborative, well-connected investors, excited about reshaping the future of risk — offering far more than just funding.
  • Global VC network: Access to 100+ co-investors ready to follow our lead.
  • Critical investor metrics: Defined on day one to enable easier fundraising at the next stage. 

Distribution

  • SaaS launch pad: Co-develop solutions hand-in-hand with insurance industry innovation champions.
  • MGA launch pad: Partner with progressive brokers ready to distribute innovative new insurance products.

Regulation

  • Gateway Appointed Representative status: Access your market far faster than independent authorisation, reducing timelines from more than a year to mere weeks.
  • Compliance & governance: Hands-on advice to navigate product governance, regulatory requirements, and risk management.
  • Independent authorisation: Guided application process to efficiently become regulated and seamlessly transition to full independent FCA authorisation.

Insurance Product and Capacity

  • Insurance Capacity: Access to 100+ (re)insurers eager to collaborate with early-stage ventures.
  • Lloyd’s broker status: Efficient access to the entire London Market.
  • Expert guidance: On insurance product structure.
  • Critical insurance metrics: Defined on day one to future-proof the business.

Operations

  • Build partners: A vetted roster of third-party providers with trusted track records — enabling streamlined onboarding and preferential terms to save time and money.
  • Policy administration system: Access to a Gateway-backed system that offers exceptional value.

Deep Experience and Insight

  • Collective learning: Sharing best practices, benchmarks, and playbooks to help founders avoid common pitfalls and scale smarter.
  • Marketing & PR support: Cut through the noise with clear strategy, compelling copy, and access to our media network. Amplify your visibility through our established social channels, newsletter, and events.

Ready to build something exceptional?

You don’t need to know insurance or have built anything yet – but you do need ambition, perseverance  and deep conviction about the problem you want to solve.

We’ll help with the rest.

NeuWave founding team pre-seed raise

“With Gateway it feels like having an extra member of the team, we can move faster.”

Jana, Co-Founder at NeuWave

We understand that your idea might not be fully formed yet, that you might still be in a full time job or be genuinely stuck with lots of stakeholders breathing down your neck.

For a confidential, exploratory chat with one of our local incubator teams, book a video chat.

CHAT TO EUROPE

CHAT TO AUSTRALIA